Apple offers Apple Card’s 4.15% APY on Savings account. With no fees, no minimum deposits, and no minimum balance requirements and set up in Apple Wallet.
( Expired )
Posted April 17, 2023 at 12:04 PM EDT
by mutongo
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Comments
By anonymous on 04/18/2023, 01:20 PM EDT
I feel like Goldman Sachs may be trying to increase its deposit levels through this Apple savings account to avoid being caught in a banking sector collapse.
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By anonymous on 04/18/2023, 11:29 AM EDT
How can it be? They were sitting on billions of dollars of cash reserves.. now they are asking for money.. //@anonymous: Good idea and smart move from apple.
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By anonymous on 04/18/2023, 11:27 AM EDT
Tech companies losing money in stocks, unable to increase sales because of inflation are now dipping in people’s savings to generate capital..
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By anonymous on 04/18/2023, 02:19 AM EDT
Good idea and smart move from apple.
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By elberto on 04/17/2023, 10:25 PM EDT
. . . Except this is not a loan. Credit scores have nothing to do with it.
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By anonymous on 04/17/2023, 02:43 PM EDT
The point is that GE got into finance with a pure tech background, which is what is comparable to Apple now. Apple Card barely checks credit scores and had caused tones of loss for Goldman. Essentially, Apple is doing subprime for consumer lending. //@anonymous: GE entered subprime, its a different story //@anonymous: Wow, whenever these big tech companies rush into finance/banking business, there is a deep financial crisis cooking. Think about GE in 2008…
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By anonymous on 04/17/2023, 02:38 PM EDT
learning it from Alibaba
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By anonymous on 04/17/2023, 02:29 PM EDT
If you still trust a financial institution pivoting into tech, or a tech company pivoting into finance, after all the chaos of Robinhood, FTX, SVB, etc. Then good luck!
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By anonymous on 04/17/2023, 02:11 PM EDT
Thanks for this tip //@anonymous: wealthfront pays more and super easy to use :)
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By anonymous on 04/17/2023, 01:42 PM EDT
GE entered subprime, its a different story //@anonymous: Wow, whenever these big tech companies rush into finance/banking business, there is a deep financial crisis cooking. Think about GE in 2008…
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By anonymous on 04/17/2023, 01:15 PM EDT
waiting for amazon to start a savings account.
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By anonymous on 04/17/2023, 12:56 PM EDT
wealthfront pays more and super easy to use :)
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By anonymous on 04/17/2023, 12:51 PM EDT
Wow, whenever these big tech companies rush into finance/banking business, there is a deep financial crisis cooking. Think about GE in 2008…
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By anonymous on 04/17/2023, 12:47 PM EDT
Will it issue 1099-INT ?
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By anonymous on 04/17/2023, 12:43 PM EDT
Can you access it from windows?
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By anonymous on 04/17/2023, 12:42 PM EDT
yes, easy deposit from checking acct //@Anonymous: Can one deposit into this savings account too? or is it just for earned credits from credit card?
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By anonymous on 04/17/2023, 12:38 PM EDT
You can make straight deposits into the account, treat it like a traditional savings account! //@Anonymous: Can one deposit into this savings account too? or is it just for earned credits from credit card?
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By anonymous on 04/17/2023, 12:31 PM EDT
LOL, rewards only //@Anonymous: Can one deposit into this savings account too? or is it just for earned credits from credit card?
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By anonymous on 04/17/2023, 12:28 PM EDT
What is Apple Card? Does it Need to apply "Apple Card" first for creating the high APY account?
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By anonymous on 04/17/2023, 12:28 PM EDT
can I have the account without an iphone?
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By anonymous on 04/17/2023, 12:24 PM EDT
too late, american saving rate goes down below 3%, inflation hit over 9%, economically, its better to spend over saving. especially, uncle sam will take portion of the interest income.
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By anonymous on 04/17/2023, 12:10 PM EDT
Can one deposit into this savings account too? or is it just for earned credits from credit card?
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